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Credit Reporting Agencies Act 2010 – Summary of Rights
Credit Reporting Agencies Act
In view of the full enforcement of the Credit Reporting Agencies (CRA) Act on 15 October 2014, the CRA Act has set forth important obligations for all Credit Reporting Agencies relating to the provision of credit information of Malaysian companies and individuals.

Please note the additional requirements for the delivery of Malaysian Credit Reports from 15 October 2014 (date inclusive) as follows:

1. Subject Company has rights under the Act including disclosure of the Subscriber Identity for whom the report is prepared for.
2. Consent must be obtained from the Subject Company before disclosure of credit information.

Kindly note that the aforementioned requirements only apply to Malaysian Business Information Report and Comprehensive Reports. The delivery process for overseas reports shall remain unchanged.
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